
Baggage
and Personal Effects
It is worthwhile checking out the limits of cover under your Household
Insurance policy before considering Holiday Travel Insurance.
Nowadays most people have cover for Personal Effect, sometime called
All Risks included within their standard Household Insurance Policy.
A potential saving of up to 25% can be made if you exclude insurance
cover for baggage and personal effects under a holiday/travel Insurance
policy. This also provides enhanced cover for your property as Travel
Insurance Property Claims are settled on an indemnity basis, whereas standard
Household Insurance usually provides cover on a “new for old” basis.
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