Cut the cost of travel insurance not the level of cover |
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Budget Cover |
Standard Cover |
Superior Cover |
||||
| Benefit |
Limit |
Excess |
Limit |
Excess |
Limit |
Excess |
|
medical expenses |
£5,000,000 |
£50 |
£5,000,000 |
£50 |
£5,000,000 |
£45 |
|
cancellation / curtailment & abandonment |
No cover |
£3,000 |
£50 / £20 loss of deposit |
£5,000 |
£45 / £20 loss of deposit |
|
|
hospital benefit |
£20 per day up to £500 |
nil |
£20 per day up to £500 |
nil |
£20 per day up to £500 |
nil |
|
travel delay |
up to £100 |
nil |
up to £100 |
nil |
up to £150 |
nil |
|
Personal Accident |
£20,000 |
nil |
£20,000 |
nil |
£20,000 |
nil |
|
permanent disablement |
£20,000 |
£20,000 |
£20,000 |
|||
|
Loss of limb |
£20,000 |
£20,000 |
£20,000 |
|||
|
Death |
£10,000 |
£10,000 |
£10,000 |
|||
|
Death (under 18) |
£1,500 |
£1,500 |
£1,500 |
|||
|
missed departure |
£600 |
£50 |
£600 |
£50 |
£600 |
£45 |
|
hijack & mugging |
£500 |
nil |
£500 |
nil |
£1,000 |
nil |
|
personal liability |
£2,000,000 |
£50 |
£2,000,000 |
£50 |
£2,000,000 |
£45 |
|
legal advice & expenses |
£15,000 |
£50 |
£15,000 |
£50 |
£25,000 |
£45 |
|
assistance services |
unlimited |
n/a |
unlimited |
n/a |
unlimited |
n/a |
|
domestic pet cover |
£200 |
nil |
£200 |
nil |
£200 |
nil |
|
catastrophe cover |
£300 |
nil |
£300 |
nil |
£300 |
nil |
|
sports equipment |
£1,000 |
£50 |
£1,000 |
£50 |
£1,000 |
£45 |
|
Optional Cover: |
||||||
|
Golf Cover (per person) |
||||||
|
golf equipment |
£1,000 |
£50 |
£1,000 |
£50 |
£1,000 |
£50 |
|
golf equipment hire |
£250 |
nil |
£250 |
nil |
£250 |
nil |
|
golfing fees |
£250 |
nil |
£250 |
nil |
£250 |
nil |
|
Baggage Cover (per person) |
No cover available |
|||||
|
baggage & personal effects |
£1,500 |
£50 |
£1,750 |
£40 |
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|
single article limit |
£250 |
£300 |
||||
|
valuables limit |
£250 |
£300 |
||||
|
loss of passport documents |
£300 |
£50 |
£350 |
£40 |
||
|
delayed baggage |
£100 |
nil |
£200 |
nil |
||
|
personal money |
£300 |
£50 |
£350 |
£40 |
||
|
cash limit |
£200 |
£250 |
||||
|
cash limit (under 18) |
£100 |
£100 |
||||
|
Wintersports Cover (per person) |
No cover available |
|||||
|
ski equipment owned |
£300 |
£50 |
£500 |
£40 |
||
|
single article limit |
£250 |
£50 |
£350 |
£40 |
||
|
ski equipment hired |
£200 |
nil |
£300 |
nil |
||
|
ski hire |
up to £200 |
nil |
up to £300 |
nil |
||
|
ski pack |
£250 |
nil |
£350 |
nil |
||
|
piste closure |
up to £200 |
nil |
up to £300 |
nil |
||
|
avalanche |
up to £200 |
nil |
up to £300 |
nil |
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