 Baggage
and Personal Effects
If your baggage goes missing you will be covered up to £1500 on a standard policy or £1750 with Superior cover. Additionally you will be covered for loss of passport documents, delayed baggage and personal money. A single item limit and excess applies. Get a quote for full details.
It is worthwhile checking out the limits of cover under your Household
Insurance policy before considering adding baggage to your Holiday Travel Insurance.
Nowadays most people have cover for Personal Effect, sometime called
All Risks included within their standard Household Insurance Policy.
A potential saving of up to 25% can be made if you exclude insurance
cover for baggage and personal effects under a holiday/travel Insurance
policy. This also provides enhanced cover for your property as Travel
Insurance Property Claims are settled on an indemnity basis, whereas standard
Household Insurance usually provides cover on a “new for old” basis.
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